Resume of mortgage broker and president of MFI.

Qualifications of the mortgage broker / manager. Over 27 years experience.

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LAWRENCE ( MIKE ) KERMODE

QUALIFICATIONS

Twenty seven years experience in mortgage broker, loan origination and real estate-related business. Extensive work with conventional loan programs of all types and grades. Strengths include excellent oral and written communication skills, self-motivation. Particularly effective at problem-solving and customer service.

Experience

Maximum Financial, Inc., Dillon and Lakewood, Colorado
Incorporated October 1998

President - Established Colorado corporation intending to focus on the purchase and mortgage refinance markets of Colorado, California, and most other states. Specializes in purchase and refinance loans, 1st and 2nd mortgages, A - D paper, debt restructuring and accelerated loan payoff plans.

Western Interstate Mortgage, Orange, California
Incorporated March 1993

President - Operated an aggressive mortgage brokerage that specialized in the refinance market of southern California. Employed 30 - 40 employees in the origination and funding of a wide variety of loan packages.

Bankers Diversified Mortgage, Santa Ana, California
November 1989 to November 1992

Manager, Origination Department
Hired, trained, supervised and motivated an average of 15 mortgage sales representatives.

Margaretten & Company - Mortgage Lenders, Lakewood, Colorado
August 1982 to April 1989

Loan Originator
Recipient of the following awards for achievement:
5 time Top Monthly Producer - 1988
Gold Club (Sales) - 1987
Masters Club (Sales) - 1986

Residential Real Estate Sales, Denver, Colorado
1977 to 1982 Specializing in creative financing techniques.

Various associations of mortgage brokers.

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